With the U.S. Treasury moving to phase out pennies due to rising production costs, even small change is losing its place in everyday life. This shift reflects a broader trend: physical cash is becoming less practical.
At the same time, inflation continues to chip away at purchasing power. That makes it more important than ever to adopt smart financial habits that help your money work harder.
From better budgeting tools to inflation-resistant investments, these seven money moves can help you build resilience, stay ahead of rising costs, and protect your financial future — no spare change required.
Pro Tip: Gold can offer a strong defense against economic downturns. If you’re concerned about inflation or market shocks, consider safeguarding your savings by opening a gold IRA.
1. Focus on investments that compound
