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Sunday, March 9, 2025
HomeU.S.The bank transfer alert text you received could potentially be a scam

The bank transfer alert text you received could potentially be a scam

An email from Jane detailed a suspicious text message she received, serving as a reminder to stay alert to evolving digital threats.

Jane’s encounter sheds light on financial safety concerns in 2025.

A person receiving a transfer alert scam text

Jane’s alarming text: A textbook scam attempt

Jane’s concern was about a text from Kinecta about a transfer request, highlighting potential scam tactics.

scam text

Kinecta scam text

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3. Contact your bank directly using official channels: Jane should call Kinecta’s official number to verify if there’s any real issue with her account, rather than responding to the text.

4. Report the text to your bank and forward it to 7726 (SPAM): By reporting this text, Jane can help Kinecta and her mobile carrier protect other customers from similar scams.

5. Enable two-factor authentication (2FA) on your accounts: This extra layer of security could prevent scammers from accessing Jane’s account even if they obtained her password.

6. Use SMS filtering tools provided by your mobile carrier: These tools might have caught and flagged the suspicious “Kinect” text before it reached Jane’s inbox.

7. Invest in personal data removal services: This can help reduce the amount of personal information available online, making it harder for scammers to target Jane and you with personalized attacks in the future. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time. Check out my top picks for data removal services here.

Kurt’s key takeaways

Legitimate financial institutions will never pressure you to act immediately or click on links in text messages. When in doubt, always reach out to your bank directly using official channels. Thank you, Jane, for bringing this to our attention. Your vigilance not only protected you but also helps educate others. Together, we can stay one step ahead of scammers and protect our finances.

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What additional steps do you think governments, regulatory agencies like the FCC or cellular providers should take to stop the rise of scam texts and protect consumers from these malicious schemes? Let us know by writing us at Cyberguy.com/Contact

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