You know you should be making smarter money moves, yet somehow, they always end up on tomorrow’s to-do list. Whether it’s saving more, investing, or cutting wasteful spending, procrastination could be costing you thousands.
The good news? Fixing these financial blind spots doesn’t have to be complicated. The sooner you take action, the sooner you’ll see results.
1. Stop ignoring your retirement account—time is money
You know retirement is coming, yet it’s easy to put off planning for it. But every year you delay means lost growth. Thanks to compounding interest, the earlier you start, the easier it is to build wealth.
Even small contributions now can make a massive difference in the long run. Don’t let your future self wonder why you didn’t start sooner.
Pro Tip: Retirement savings grow fastest with matched contributions. Sign up for a SoFi IRA today and take advantage of compounding interest. The longer you wait, the less you’ll earn. Get started today.
2. Start an emergency fund—before you wish you had
