You may believe that free money does not exist, right?
Incorrect.
When your employer matches your 401(k) contributions, that qualifies as free money.
Getting cash back from your credit card is also considered free money.
If you purchase something you need on sale for half the price, that’s also free money.
And that’s just the beginning. Here are 9 companies that will help you increase your wealth for free, often within an hour or two.
Not all of these may be applicable to you, but some will be, so make sure to read them all.
1. Receive an additional $600 by canceling your car insurance
How would you feel if you discovered that you’re wasting $600 per year just to increase some insurance company’s profits?
It’s a real possibility. But the only way to know for sure is to check.
Use this new insurance shopping tool from FinanceBuzz. It can determine if you’re paying too much for your car insurance with just a few clicks.
The savings will vary depending on your driving history and the discounts you qualify for, but you might find the same coverage for hundreds less. And if not, you’ll have peace of mind knowing you’re already getting the best deal.
To find out if you’re overpaying by up to $600 or more per year, simply click this link, answer a few questions, enter your zip code, email, and phone number, and within 2 minutes, you’ll see if you qualify for a lower rate.
See if you’re overpaying.
2. Diversify your savings with gold
One of the best ways to safeguard your savings is by investing in different types of assets: ideally, those that can increase in value when others are declining. For instance, stocks usually perform poorly when there is inflation, rising interest rates, and political unrest.
In such situations, gold tends to shine.
However, it’s important to be cautious about who you do business with in the gold industry.
When it comes to the Genesis Gold Group, they have over 50 years of combined experience in the industry, specializing in helping Americans enhance their retirement savings through Gold IRAs. Their approach goes beyond traditional investment strategies by incorporating biblical principles with modern wealth preservation.
What makes Genesis Gold Group stand out:
- Expert guidance in transitioning from traditional IRAs to precious metals
- Support of Christian ministries through their monthly donation program
- Endorsements from trusted celebrities like Dean Cain and Neal McDonough
- Personalized investment plans tailored to your financial goals
Don’t delay – Take the first step towards securing your wealth today!
Click Here for Your FREE Gold & Silver IRA Investment Guide!
3. Double your retirement savings
To effectively manage your finances, it’s worth working with a professional. If you’re not already doing this, you could be missing out on significant financial gains.
A Vanguard study revealed that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if managed independently, but over $3.4 million if managed with a financial adviser. That’s twice the amount!
If you have at least $100,000 in investments, check out a free service called SmartAsset. By completing a brief questionnaire, you’ll be matched with up to three reputable financial advisers in your area, all legally obligated to work in your best interests.
Even if you don’t need help selecting investments, an adviser can assist in reducing your tax burden, creating a comprehensive financial plan, optimizing your Social Security benefits, and serving as an additional set of eyes to ensure you’re on the right path.
Using SmartAsset only takes a few minutes, and in many cases, you’ll be offered a free consultation.
Please review the methodologies outlined in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
4. Earn up to $1,000 monthly by completing simple tasks
Many companies offer opportunities to earn money by taking surveys, completing tasks, signing up for services, or playing games.
However, FreeCash stands out from the rest.
FreeCash provides the quickest payouts (instant!), with minimum withdrawals starting as low as $5. Additionally, you have the flexibility to cash out using PayPal, cryptocurrency, or gift cards. FreeCash users have collectively earned over $150,000,000!
So give FreeCash a try. It’s a quick and enjoyable way to earn real cash. Don’t waste another minute – FreeCash is ready for you!
5. Have this company clear your debts
Worrying about debt is likely the worst way to spend your time, and paying interest and late fees is the worst way to spend your money.
If you’re facing a debt issue, it’s best to address it sooner rather than later.
If you have $10,000 or more in debt, National Debt Relief is a highly reputable provider of debt relief services in the U.S.
They have assisted over 500,000 individuals, hold an A+ rating from the Better Business Bureau, and have received top ratings from Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org, and ConsumerAffairs.
Simply fill out a form on the company’s website, and a debt coach will reach out to learn more about your situation. If they can assist you, they’ll set up an affordable plan that suits your needs – and provide an estimate of when you could be debt-free. There’s no upfront fee or obligation to get started.
National Debt Relief can help with nearly any unsecured debt, including credit cards, personal loans, medical bills, repossessions, and even some student loan debt. Ready to begin a new, happier chapter in your life? Don’t delay any longer.
Check them out immediately.
6. Avoid paying for car repairs
The cost of car repairs is on the rise. According to one shop mentioned in Consumer Reports, the average repair cost has jumped from $1,600 a decade ago to $4,000 today.
If you’re concerned about covering a hefty repair bill, safeguard your investment with a CarShield auto warranty.
CarShield offers extended warranty plans lasting up to 24 months, with the flexibility to choose from at least six different plans based on your coverage needs. They cover vehicles up to 20 years old and offer month-to-month plans so you’re not tied down for years.
CarShield has a network of thousands of ASE-certified repair shops, and they take care of the repair bill while you’re responsible for the deductible. Their warranties include 24/7 roadside assistance and rental car benefits during the repair process.
ConsumerAffairs praises CarShield as “a solid choice” for drivers of all ages, especially those with older vehicles.
Take a moment now to request a quote.
7. Make your home work for you
Why settle for less when you can transform your current home into the house of your dreams? Or use the funds for anything else you require?
With the current surge in real estate prices, a home equity line of credit (HELOC) may be the ideal solution for unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget to buy a costly new home, tap into the equity you’ve accumulated to finance those long-desired renovations. Whether it’s upgrading your outdated kitchen, constructing your dream master suite, or finally adding a home office, the possibilities are endless. And the flexibility doesn’t stop there – use your HELOC funds for other purposes like debt consolidation, education expenses, luxury vacations, and more!
The greatest advantage of HELOCs is their typically lower interest rates compared to credit cards or personal loans, as they are secured by your home’s equity. This translates to significant savings while you increase your home’s value.
Don’t wait any longer to unlock your home’s potential. Visit Money.com’s home equity loan table today to effortlessly compare HELOC rates from multiple lenders and find the most cost-effective option. With just a few clicks, you could be on your way to achieving your dream home or funding any other item on your list!
Click on the Money.com home equity loan table here.
8. Leave your loved ones $3M richer
Want to improve your quality of sleep? (Hint: It doesn’t involve another meditation app).
If you’re between 20 and 59 years old and don’t reside in New York, it’s time to consider a term life insurance policy that won’t break the bank.
With Ethos, you can secure up to $3 million in coverage for less than your monthly streaming subscriptions.*
Why choose Ethos? Because nobody enjoys dealing with paperwork or visiting the doctor.
• Skip the medical exam (in most cases) and apply from your couch**
• Receive approval faster than your pizza delivery (90% get instant approval)
• Select coverage that fits your budget like your favorite jeans
• Free will and estate planning tools valued at $898 included*
Get your customized quote faster than you can say “financial responsibility.” Phone-friendly, website-friendly, and commitment-phobe-friendly with a 30-day money-back guarantee.
Because safeguarding your family should be easier than assembling IKEA furniture.
Get Term Life Now → Easy Online Application Available.
Perks: *Estate Planning Tools are available with the purchase of an eligible policy; not available in SD or WA.
Pricing: *Term length, health, age, coverage amount, No medical exams
**Answer a few health questions
9. Earn up to 3.00% APY and up to 6% cash back with this account
If you’re unfamiliar with this environmentally friendly account, pay attention. You can earn up to an impressive 3.00% APY* on your money, plus up to 6% cash back* on over 100 climate-friendly brands, including EV charging. And that’s just the beginning.
Sign up for this account from Aspiration, and receive paychecks up to 2 days early when you set up Direct Deposit*. You’ll also benefit from Mastercard® ID theft protection and purchase protection, which includes extended warranty and satisfaction guarantee.
Truly, Aspiration is FDIC insured by Coastal Community Bank* … and significantly superior to all other accounts currently available. You’ll have access to over 55,000 fee-free ATMs, with no monthly fees on standard accounts and no minimum balance requirements. Plus, it’s beneficial for the environment.
Sign up for an Aspiration account today.
1. The Aspiration Save Account’s Annual Percentage Yield (“APY”) is variable and accurate as of 10/29/2024. Rates are subject to change. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $10,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in Aspiration Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in Aspiration Plus) on Save Account regardless of balance. Terms & FAQ.
2. Aspiration’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.
3. Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
4. Aspiration is not a bank. Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With five Banks available through the Coastal Community Bank Insured Bank Deposit Program, Deposits are FDIC-insured up to $1.25 million per depositor. This amount is subject to change at any time. Visit fdic.gov. Aspiration’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.
