When Suze Orman says, “Hope for the best, plan for the worst,” it’s more than a quote — it’s a philosophy that feels especially urgent in today’s volatile economy. Rising costs, market swings, and uncertainty in Washington are making many Americans rethink how prepared they really are.
These five moves reflect Orman’s guidance for building resilience. You can’t predict every twist in the economy, but you can take steps today to protect your finances — even if the worst happens.
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1. Don’t carry debt into uncertain times
One of Orman’s cardinal rules? Get rid of high-interest debt — especially credit card debt. She’s long warned that debt is a major obstacle to financial security, particularly when the economy starts shaking.
If you’re staring down rising interest rates or juggling payments, don’t wait for things to get worse. Act now and reduce what you owe before it becomes a burden you can’t handle.
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2. Protect your wheels — and your budget
